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Tag Archives: Senior Loan Officer Survey
Banks Resume Tightening Mortgage Guidelines
After a 2-year easing cycle, the nation’s biggest bank banks report that they’ve reversed course, and are raising the bar on mortgage approvals. Continue reading
Posted in Mortgage Guidelines
Tagged Federal Reserve, Prime Mortgages, Senior Loan Officer Survey
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After A Pause, Mortgage Guidelines Resume Tightening
Mortgage guidelines appear to be tightening with the nation’s largest banks. Continue reading
Posted in Mortgage Guidelines
Tagged Debt-to-Income, Federal Reserve, Senior Loan Officer Survey
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1 In 8 Banks Tightened Prime Mortgage Standards Last Quarter
The Federal Reserve says that financial markets “remain supportive of economic growth”. Residential mortgage guidelines, however, continue to tighten. If you’ve applied for a home loan recently, you probably felt it; extra scrutiny on income, assets and credit scores, among other things. The hard proof of the changes, however, can be found in the Federal Reserve’s quarterly survey of its member banks. Continue reading