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Category Archives: Mortgage Guidelines
Reverse Mortgages : Pros And Cons
A reverse mortgage is exactly what it sounds like — a mortgage in reverse. Here’s some analysis on the program and how it could work for you. Continue reading
Mortgage Guidelines Resume Tightening Nationwide
Despite an improving U.S. economy, the nation’s banks remain cautious about what they will lend, and to whom. Continue reading
Posted in Mortgage Guidelines
Tagged Federal Reserve, Homeownership Rates, Mortgage Approvals
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FHA Mortgage Insurance Premiums Increasing April 9, 2012
Planning to use an FHA-backed mortgage for your next home loan? You might want to get your application in gear today. Continue reading
Loans For Underwater Homeowners : HARP 2.0 Now Available
The new, revamped HARP program is now available. It was officially released Saturday, March 17, 2012 by Fannie Mae and Freddie Mac. Continue reading
FHA Drops Upfront Mortgage Insurance Premium To 0.01% For Qualified Borrowers
Beginning mid-June 2012, certain current, FHA-backed homeowners will be able to refinance their existing FHA mortgage into a new one, without having to pay the government-backed group’s new, costly mortgage insurance premium schedule. Continue reading
FHA To Raise Mortgage Insurance Premiums April 1, 2012
Beginning April 1, 2012, the FHA is once again raising its mortgage insurance premiums. Continue reading
Revamped HARP : Unlimited Loan-to-Value And Same Great Rates
The government’s new, revamped HARP program is 6 weeks from release. Homeowners are gearing up to refinance. Continue reading
Posted in Mortgage Guidelines
Tagged HARP, Home Affordable Refinance Program, Making Home Affordable
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Banks Start To Loosen Up In Underwriting
After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”. Continue reading
Conforming Loan Limits Unchanged For 2012
In 2012, for the 7th straight year, the national, single-family conforming mortgage loan limit will remain at $417,000. Continue reading
Maximum FHA Loan Limits Restored To $729,750
As signed into law last Friday, maximum FHA loan limits are — once again — as high as $729,750. Continue reading