Author Archives: Bob Phillips

About Bob Phillips

Serving Coto de Caza and South Orange County, in Southern California, since 1976 - over 35 years! I am now affiliated with Realty ONE Group, in Mission Viejo. I am experienced and highly trained, in today's distressed property situations, including loan modifications, and short sales - holding both the CDPE and the SFR designations. If you're looking to buy, sell, or lease property in South Orange County, California, I am thoroughly prepared to help you succeed in your goals. My California DRE license # is 00581357

Foreclosure Filings Down 19 Percent In One Year

Posted on February 22, 2012 by Bob Phillips

Foreclosure filings fell 19 percent last month versus one year ago, says foreclosure-tracking firm RealtyTrac. It’s yet one more signal that the U.S. housing market may have already climbed off its bottom. Continue reading →

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What’s Ahead For Mortgage Rates This Week : February 21, 2012

Posted on February 21, 2012 by Bob Phillips

Mortgage markets worsened last week as the Eurozone moved closer to a bailout agreement with Greece, and the U.S. economy displayed more signs of growth. Mortgage rates climbed. Continue reading →

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Housing Starts Stay Strong; Building Permits Rise.

Posted on February 17, 2012 by Bob Phillips

The 2012 housing market started like 2011 ended — strong. Continue reading →

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With Retail Sales And Consumer Confidence Rising, Home Prices Are Expected To Follow

Posted on February 15, 2012 by Bob Phillips

If you have plans to buy a home in 2012, the best time to buy may be now. Today’s mortgage rates are low and so are the home prices — a combination that’s unlikely to last. Continue reading →

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Fewer Jobless Claims Suggests Higher Home Prices Ahead

Posted on February 14, 2012 by Bob Phillips

Economists believe the strength of the 2012 housing market will be closely tied to jobs. If they’re right, the housing market is ripe for a boost. Continue reading →

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What’s Ahead For Mortgage Rates This Week : February 13, 2012

Posted on February 13, 2012 by Bob Phillips

Mortgage markets were mostly unchanged last week as Greece — once again — was front-of-mind for Wall Street investors. Continue reading →

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What’s Ahead For Mortgage Rates This Week : February 13, 2012

Posted on February 13, 2012 by Bob Phillips

Mortgage markets were mostly unchanged last week as Greece — once again — was front-of-mind for Wall Street investors. Continue reading →

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Revamped HARP : Unlimited Loan-to-Value And Same Great Rates

Posted on February 10, 2012 by Bob Phillips

The government’s new, revamped HARP program is 6 weeks from release. Homeowners are gearing up to refinance. Continue reading →

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Quick Tips : Boost Your Credit Score For Better Mortgage Rates

Posted on February 9, 2012 by Bob Phillips

Lenders are reserving lowest rates for the customers with high FICOs. Here’s a few ways to improve your credit score quickly. Continue reading →

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Federal Tax Deadline Extended To April 17, 2012

Posted on February 8, 2012 by Bob Phillips

For the 3rd time in 7 years, your federal income taxes will not be due April 15. They’ll be due Tuesday, April 17 instead. Continue reading →

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